LIC ADO 2026 — Life Insurance Corporation of India - Apprentice Development Officer (ADO) Free Online Mock Test Series

Prepare for Life Insurance Corporation of India - Apprentice Development Officer (ADO) (LIC ADO) conducted by Life Insurance Corporation of India (LIC) with free online mock tests, sectional practice sets, and topic-wise drills on Mock Test Mama. Every practice paper is strictly aligned with the latest official exam pattern (Reasoning Ability (35 Qs), Numerical Ability (35 Qs), English Language (30 Qs)), marking scheme, and difficulty profile, complete with detailed step-by-step solutions and instant performance analytics.

Conducted by: Life Insurance Corporation of India (LIC) | Pay Scale: As per official 7th CPC / State Pay Matrix & applicable allowances

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Prelims (100 Questions, 70 Marks, 60 Mins)

Reasoning Ability (35 Questions) — Logical Reasoning: Syllogism and Coded Inequalities, Blood Relations and Direction & Distance, Order & Ranking and Alpha-Numeric Series, Coding-Decoding and Analogy | Puzzles & Seating Arrangement: Linear and Circular Seating Arrangement, Floor, Box and Scheduling Puzzles, Data Sufficiency and Input-Output | Verbal Reasoning: Statement & Assumptions, Conclusions and Arguments, Cause & Effect and Course of Action, Classification, Venn Diagrams and Non-Verbal Series
Numerical Ability (35 Questions) — Arithmetic: Percentages, Profit & Loss, Discount, Ratio & Proportion, Partnership, Mixture & Alligation, Simple & Compound Interest, Time & Work, Pipes & Cisterns, Time, Speed & Distance, Averages, Ages and Number System | Algebra: Simplification and Approximation, Linear and Quadratic Equations, Number Series and Algebraic Identities | Geometry & Modern Math: Mensuration (2D & 3D Figures), Triangles, Circles and Coordinate Geometry, Trigonometry, Permutation, Combination & Probability | Data Interpretation: Tabular, Bar Graph, Line Chart and Pie Chart DI, Caselet Data Interpretation and Data Sufficiency
English Language (30 Questions) — Reading Comprehension: Factual and Narrative Passages, Inference, Central Theme and Tone Questions, Contextual Vocabulary from Passages | Grammar & Usage: Error Detection / Spotting Errors, Sentence Improvement and Correction, Active & Passive Voice, Direct & Indirect Speech, Subject-Verb Agreement, Tenses and Prepositions | Vocabulary: Synonyms and Antonyms, Idioms, Phrases and One-Word Substitution, Cloze Test and Fill in the Blanks, Para Jumbles and Sentence Rearrangement

Mains (160 Questions, 160 Marks, 120 Mins)

Reasoning Ability & Numerical Ability (50 Questions) — Logical Reasoning: Syllogism and Coded Inequalities, Blood Relations and Direction & Distance, Order & Ranking and Alpha-Numeric Series, Coding-Decoding and Analogy | Puzzles & Seating Arrangement: Linear and Circular Seating Arrangement, Floor, Box and Scheduling Puzzles, Data Sufficiency and Input-Output | Verbal Reasoning: Statement & Assumptions, Conclusions and Arguments, Cause & Effect and Course of Action, Classification, Venn Diagrams and Non-Verbal Series | Arithmetic: Percentages, Profit & Loss, Discount, Ratio & Proportion, Partnership, Mixture & Alligation, Simple & Compound Interest, Time & Work, Pipes & Cisterns, Time, Speed & Distance, Averages, Ages and Number System | Algebra: Simplification and Approximation, Linear and Quadratic Equations, Number Series and Algebraic Identities | Geometry & Modern Math: Mensuration (2D & 3D Figures), Triangles, Circles and Coordinate Geometry, Trigonometry, Permutation, Combination & Probability | Data Interpretation: Tabular, Bar Graph, Line Chart and Pie Chart DI, Caselet Data Interpretation and Data Sufficiency
General Knowledge, Current Affairs and English Language (50 Questions) — Current Affairs: National and International Current Events, Government Schemes, Summits, Awards and Sports, Union Budget, Economic Survey and Reports | Indian Polity: Constitutional Framework, Fundamental Rights and Duties, Parliament, Union & State Executive and Judiciary, Constitutional and Non-Constitutional Bodies, Panchayati Raj | History: Ancient and Medieval Indian History, Art & Culture, Modern Indian History and Indian National Movement | Geography of India: Physical, Riverine, Climatic and Economic Geography of India, Environment, Biodiversity, Ecology and Climate Change | Indian Economy: National Income, Inflation, Fiscal & Monetary Policy, Banking System, RBI Functions, Financial Inclusion and NITI Aayog | General Science: Everyday Physics, Chemistry and Life Sciences (Biology), Space, Defence, Biotechnology and IT Advancements | Reading Comprehension: Factual and Narrative Passages, Inference, Central Theme and Tone Questions, Contextual Vocabulary from Passages | Grammar & Usage: Error Detection / Spotting Errors, Sentence Improvement and Correction, Active & Passive Voice, Direct & Indirect Speech, Subject-Verb Agreement, Tenses and Prepositions | Vocabulary: Synonyms and Antonyms, Idioms, Phrases and One-Word Substitution, Cloze Test and Fill in the Blanks, Para Jumbles and Sentence Rearrangement
Insurance and Financial Marketing Awareness (60 Questions) — Banking & Financial Awareness: Reserve Bank of India (RBI) Monetary Policy & Circulars, NPAs, Basel Norms, Negotiable Instruments & Payment Systems, Financial Institutions (NABARD, SIDBI, EXIM,NHB, SEBI, IRDAI) | Current Affairs: National & International Banking and Economic News, Union Budget, Economic Survey and Government Schemes, MoUs, Appointments, Committees, Books and Awards | Insurance & Capital Markets: Money Market and Capital Market Instruments, Insurance Principles, Regulatory Framework & Financial Inclusion

Frequently Asked Questions

What is the official examination pattern for LIC ADO 2026?

The LIC ADO (Life Insurance Corporation of India - Apprentice Development Officer (ADO)) examination conducted by Life Insurance Corporation of India (LIC) comprises 2 stage(s): Prelims (100 Questions, 70 Marks, 60 minutes); Mains (160 Questions, 160 Marks, 120 minutes).

What are the sections and syllabus topics in LIC ADO?

In Prelims, the paper is divided into 3 section(s): Reasoning Ability (35 Qs), Numerical Ability (35 Qs), English Language (30 Qs). Each section tests core conceptual clarity, speed, and analytical application.

Is there negative marking in the LIC ADO exam?

No, there is no negative marking for incorrect responses in LIC ADO. Each correct answer carries +1 mark(s).

In which languages is the LIC ADO mock test series available?

LIC ADO is officially supported in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Bengali, Gujarati, Punjabi, Odia, Assamese, Urdu. On Mock Test Mama, you can practice full-length mock tests, sectional tests, and chapter-wise topic drills in your preferred exam language.

How can I attempt a free LIC ADO online mock test with solutions?

You can start a free full-length LIC ADO mock test immediately on Mock Test Mama (mocktestmama.in) by clicking "Start Free Test" on any Full Mock Set, Sectional Test, or Topic Drill card above—complete with a real CBT timer, instant score report, and step-by-step explanations.